Open enrollment for benefits will take place from Oct. 16-30. Open enrollment is your opportunity to make changes to your benefits coverage for the coming year. Changes made during open enrollment will be effective Jan. 1, 2016. Effective Jan. 1, 2016, Unum will be Fermilab’s carrier for life and long-term disability insurance coverage, replacing Cigna. There will be no change to your coverage as a result of this transition. If you are already enrolled in supplemental life insurance, your coverage will continue at the same premium rates that you pay today.
Unum will offer Fermilab employees a one-time open enrollment for employee supplemental and dependent life insurance. If you have not enrolled in life insurance before or wish to increase your coverage, you may enroll up to the “guaranteed issue” amount without answering health-related questions (that is, without providing “evidence of insurability”).
Open enrollment informational meetings will be held throughout the two-week enrollment period. Plan to attend a meeting to learn more about the 2016 offerings. The enrollment meeting on Monday, Oct. 19, at 10 a.m. will be streamed live and recorded.
The Benefits Office and your HR partner are available to answer your questions about open enrollment. Please email email@example.com or call x3395 to make an appointment, or contact your division or section’s assigned HR partner.