IRS 1095-C forms sent to Fermilab email addresses


The Affordable Care Act requires employers to send annual IRS 1095-C forms to employees with details about their previous year’s health coverage. This year, Fermilab 1095-C forms will be sent to employees’ work email addresses between March 1 and March 2. The email will come from the address, “Online Form Retrieval,” and will use the subject line, “IMPORTANT TAX DOCUMENT AVAILABLE.”

The email contains a unique secure link that each employee can use to download a copy of their 1095-C form. Follow the instructions in the email to confirm your identity and download your form. If you don’t open the email, a paper copy of the form will be mailed to your home address. Be sure to keep the 1095-C form, as you may be required to provide it when filing your 2022 federal tax return.

Please refer to the Frequently Asked Questions below for additional information.

Frequently Asked Questions

Who will receive a 1095-C?

Any full-time employee or part-time employee who is enrolled in benefits will receive a 1095-C from Fermilab. The Affordable Care Act requires employers to provide a statement to employees that include information about the type of health care coverage offered to the employee, if any, during the prior year.

Who will receive a 1095-B?

Employees enrolled in the Blue Cross Blue Shield Blue Advantage HMO at any point during 2021 will receive a 1095-C from Fermilab with Parts 1 and II completed. Blue Cross Blue Shield Blue Advantage HMO will also send anyone enrolled in the HMO a 1095-B with only part III completed.

What action needs to be taken?

You should retain your 1095 form for your records. You may be required to provide a copy of your 1095-C form and 1095-B form, if you are in the HMO, with your income tax filing. In addition, you or your tax preparer will enter the information contained on your form on your federal income tax return for 2021 to demonstrate that you satisfied the ACA’s obligation to have health insurance.

The IRS will also receive copies of your form to verify the information you report on your federal income tax return about your health coverage for 2022. The 1095 form is your proof that you had the required range. If you are covering family members, their information will be included on your 1095.

What if I have questions about my 1095 form?

If you have questions, please contact the Fermilab Benefits office at, and your question will be researched and answered.